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	<title>Comments on: Retire earlier by cutting corners</title>
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	<link>http://www.ratestate.com/news/index.php/retire-earlier-by-cutting-corners/</link>
	<description>Personal finance and budgeting</description>
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		<title>By: info</title>
		<link>http://www.ratestate.com/news/index.php/retire-earlier-by-cutting-corners/comment-page-1/#comment-28</link>
		<dc:creator>info</dc:creator>
		<pubDate>Fri, 28 Jul 2006 22:32:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/retire-earlier-by-cutting-corners/#comment-28</guid>
		<description>There&#039;s definitely no replacement for not spending more than you have. It&#039;s amazing how easy it is to do that though. Thanks for the comment.</description>
		<content:encoded><![CDATA[<p>There&#8217;s definitely no replacement for not spending more than you have. It&#8217;s amazing how easy it is to do that though. Thanks for the comment.</p>
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		<title>By: sjpeer</title>
		<link>http://www.ratestate.com/news/index.php/retire-earlier-by-cutting-corners/comment-page-1/#comment-12</link>
		<dc:creator>sjpeer</dc:creator>
		<pubDate>Wed, 19 Jul 2006 04:58:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/retire-earlier-by-cutting-corners/#comment-12</guid>
		<description>It&#039;s so true.  Finding small ways to save can really add up.  I&#039;ve found one of the most effective ways to control these small spending categories and other spending leaks is to use cash.  You don&#039;t have to use cash for everything, just for the specific categories you want to control.  Decide ahead of time how much you want to spend (or save) and only withdraw that much.  Once the cash is gone, you&#039;re done spending for the month.  It&#039;s a great way to spend conciously and reap the benefits of saving.</description>
		<content:encoded><![CDATA[<p>It&#8217;s so true.  Finding small ways to save can really add up.  I&#8217;ve found one of the most effective ways to control these small spending categories and other spending leaks is to use cash.  You don&#8217;t have to use cash for everything, just for the specific categories you want to control.  Decide ahead of time how much you want to spend (or save) and only withdraw that much.  Once the cash is gone, you&#8217;re done spending for the month.  It&#8217;s a great way to spend conciously and reap the benefits of saving.</p>
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