Mortgage disaster? Need to refinance to save home? Probably…

September 1, 2006

Selena Maranjian wrote an article on Fool.com that is a very clear description of a possible (and likely) impending mortgage crisis. Of course most of us have heard this warning time and time again but it’s worth revisiting if not for the simple fact that the more we understand about the ARM crisis the quicker [...]

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Success in the juice business.

August 3, 2006

Part of ultimately being financially successful is both being a good saver and a good worker. Being an independent businessman man myself I’m always fascinated by individuals (and couples) who succeed in their entrepreneurial ventures. Once such example is the couple who started the POM Wonderful group of beverages. It turns out that they also [...]

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Best financial advice – What do you want to know?

July 31, 2006

Because we actually care about your financial future – and believe it or not, we do – we’d like to know what financial subjects our reading public are most curious about. Is it budgeting? Saving? Retirement? Mortgages? Something else? Please take a few moments to sound off on what you want to know the most [...]

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How to save money

July 25, 2006

The concept of saving money is very simple: Don’t spend everything you make. Put some away into savings. Actually doing savings is much more difficult. Right? However, there is one common theme I keep hearing no matter which financial guru I happen to see on t.v. or read from. Here it is: PAY YOURSELF 10% [...]

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Retire earlier by cutting corners

July 11, 2006

You’ve probably heard the old adage “a penny saved is a penny earned” right? How about this modern twist – “A penny saved is $200 (if invested wisely and compounded over 20 years)” Well, I’m not exactly sure how much compounding it takes to turn a penny into $200 but I’m very sure that saving [...]

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A cheaper home in Texas

June 30, 2006

With the news of rising interest rates, an increased amount of homes sitting on the market, and a reduction in recorded sales prices many people are beginning to feel that there is no where to go for affordable homes or good real estate investments. I’m here to tell you that there’s hope! There are parts [...]

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From poor to rich in 5 years

June 9, 2006

Here’s a book that was written by a former poor river guide who was interested in investing in stocks but found the process inpenetrable and frustrating and wasn’t willing to make it his full time job. He then studied some of the investor greats such as Warren Buffett, invested his first $1,000 and five years [...]

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It’s time to refinance your mortgage

June 5, 2006

In case you didn’t notice mortgage rates have been on an upward trend. The obvious implication is that anyone who doesn’t have some sort of a fixed rate mortgage will soon see – if they haven’t already – an increase in their monthly payments. Some may even see their monthly payments double! I personally know [...]

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Housing Price Tracker

May 22, 2006

In weaving through the vast collection of links and articles on the internet about housing prices, real estate trends, mortgages and mortgage refinancing, and the nature of a real estate bubble (phew!) I came across a website that has a very basic and easy to understand grid of housing price trends for the largest U.S. [...]

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Get a new credit history…legally

May 19, 2006

One of the most innovative things to roll out of the world of credit recently is the Payment Reporting Builds Credit organization. (PRBC) In a nutshell the PRBC company is an alternative to the big three credit reporting bureaus: Equifax, Experian, and Transunion. Yeah boy! Stick it to the man! What makes PRBC so innovative [...]

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