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	<title>Comments on: Free Budgeting Tool</title>
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	<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/</link>
	<description>Personal finance and budgeting</description>
	<lastBuildDate>Thu, 22 Jul 2010 01:13:51 -0700</lastBuildDate>
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		<title>By: Cara</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-19196</link>
		<dc:creator>Cara</dc:creator>
		<pubDate>Thu, 22 Jul 2010 01:13:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-19196</guid>
		<description>Thanks for this tool it has been very helpful.</description>
		<content:encoded><![CDATA[<p>Thanks for this tool it has been very helpful.</p>
]]></content:encoded>
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	<item>
		<title>By: Free Budgeting Tool with Business Budget</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-19144</link>
		<dc:creator>Free Budgeting Tool with Business Budget</dc:creator>
		<pubDate>Thu, 08 Jul 2010 19:23:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-19144</guid>
		<description>[...] a new Excel zero-based budgeting spreadsheet that&#8217;s very similar to the original spreadsheet found here that&#8217;s been very popular. The main difference is that it now sports integration with a simple [...]</description>
		<content:encoded><![CDATA[<p>[...] a new Excel zero-based budgeting spreadsheet that&#8217;s very similar to the original spreadsheet found here that&#8217;s been very popular. The main difference is that it now sports integration with a simple [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: -&#62; The Great Big List Of 75 Budgeting Tools, Finance Softwares And Iphone Money Apps &#124; Bible Money Matters</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-18119</link>
		<dc:creator>-&#62; The Great Big List Of 75 Budgeting Tools, Finance Softwares And Iphone Money Apps &#124; Bible Money Matters</dc:creator>
		<pubDate>Thu, 05 Nov 2009 12:32:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-18119</guid>
		<description>[...] Zero Based Budget: Spreadsheet from ratestate.com [...]</description>
		<content:encoded><![CDATA[<p>[...] Zero Based Budget: Spreadsheet from ratestate.com [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Bill</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-17830</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Sun, 20 Sep 2009 01:26:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-17830</guid>
		<description>I get paid weekly and REALLY need this in a weekly format. I&#039;m in a duel income family with separate finances and we have to track this weekly. Any help?</description>
		<content:encoded><![CDATA[<p>I get paid weekly and REALLY need this in a weekly format. I&#8217;m in a duel income family with separate finances and we have to track this weekly. Any help?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Flavio</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-17706</link>
		<dc:creator>Flavio</dc:creator>
		<pubDate>Tue, 01 Sep 2009 21:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-17706</guid>
		<description>For those with irregular income periods, I’ve found another great free Budgeting spreadsheet at http://pearbudget.com. Give it a try!</description>
		<content:encoded><![CDATA[<p>For those with irregular income periods, I’ve found another great free Budgeting spreadsheet at <a href="http://pearbudget.com" rel="nofollow">http://pearbudget.com</a>. Give it a try!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Valerie</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-17705</link>
		<dc:creator>Valerie</dc:creator>
		<pubDate>Tue, 01 Sep 2009 18:23:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-17705</guid>
		<description>Does anyone know of a budget I could use if I am paid Bi-Weekly?</description>
		<content:encoded><![CDATA[<p>Does anyone know of a budget I could use if I am paid Bi-Weekly?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anthony</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-17066</link>
		<dc:creator>Anthony</dc:creator>
		<pubDate>Wed, 01 Jul 2009 15:53:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-17066</guid>
		<description>I have created a variation of the zero based budget if anyone is interested, it is meant to be a little more flexible for people who have a hard time sticking to budgets.

http://www.thepoordollar.com/2009/07/budget-oops-part-1-906-on-food-dining/</description>
		<content:encoded><![CDATA[<p>I have created a variation of the zero based budget if anyone is interested, it is meant to be a little more flexible for people who have a hard time sticking to budgets.</p>
<p><a href="http://www.thepoordollar.com/2009/07/budget-oops-part-1-906-on-food-dining/" rel="nofollow">http://www.thepoordollar.com/2009/07/budget-oops-part-1-906-on-food-dining/</a></p>
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	<item>
		<title>By: Pam</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-15778</link>
		<dc:creator>Pam</dc:creator>
		<pubDate>Wed, 18 Feb 2009 02:00:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-15778</guid>
		<description>I tried to make an excel document, but it just got too complicated. I also tried out Dave Ramsey&#039;s gazelle budgeting tool, but that didn&#039;t work all the well for me. There&#039;s a website I&#039;ve been using lately. It&#039;s free and works really well for what I want it to do.

http://budgety.net/</description>
		<content:encoded><![CDATA[<p>I tried to make an excel document, but it just got too complicated. I also tried out Dave Ramsey&#8217;s gazelle budgeting tool, but that didn&#8217;t work all the well for me. There&#8217;s a website I&#8217;ve been using lately. It&#8217;s free and works really well for what I want it to do.</p>
<p><a href="http://budgety.net/" rel="nofollow">http://budgety.net/</a></p>
]]></content:encoded>
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	<item>
		<title>By: Wilbert van Bakel</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-14997</link>
		<dc:creator>Wilbert van Bakel</dc:creator>
		<pubDate>Wed, 03 Dec 2008 22:49:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-14997</guid>
		<description>I&#039;m researching zero-based budgets and I came across your xls.
There is a little correction I would like to make: A bi-weekly amount is calculated by the formula yearly/26, as opposed to monthly/2.

Thank you very much for your efforts to explain zero-based budgeting.</description>
		<content:encoded><![CDATA[<p>I&#8217;m researching zero-based budgets and I came across your xls.<br />
There is a little correction I would like to make: A bi-weekly amount is calculated by the formula yearly/26, as opposed to monthly/2.</p>
<p>Thank you very much for your efforts to explain zero-based budgeting.</p>
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	</item>
	<item>
		<title>By: 19 FREE Personal Budgeting Spreadsheets (Excel)</title>
		<link>http://www.ratestate.com/news/index.php/free-budgeting-tool/comment-page-1/#comment-13521</link>
		<dc:creator>19 FREE Personal Budgeting Spreadsheets (Excel)</dc:creator>
		<pubDate>Thu, 31 Jul 2008 00:51:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-13521</guid>
		<description>[...] RateState.com Free Budgeting Tool [...]</description>
		<content:encoded><![CDATA[<p>[...] RateState.com Free Budgeting Tool [...]</p>
]]></content:encoded>
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