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	<title>Comments on: Free Budgeting Tool</title>
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	<link>http://www.ratestate.com/news/free-budgeting-tool/</link>
	<description>Personal Finance News</description>
	<lastBuildDate>Tue, 10 May 2011 04:14:34 +0000</lastBuildDate>
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		<title>By: Edoma</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-44</link>
		<dc:creator>Edoma</dc:creator>
		<pubDate>Tue, 10 May 2011 04:14:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-44</guid>
		<description>I also use Out Of The Dark  (OOTD) Budgeting and it really changed my life financially.  It has budgeting and expense tracking on one page side by side which I love, it has cash put-aside and personal stock management built in, and it has something called Credit Card Debt Terminator which I have not seen anywhere else which is great if one wants to get out of any credit card debt situation. 

Hope this helps</description>
		<content:encoded><![CDATA[<p>I also use Out Of The Dark  (OOTD) Budgeting and it really changed my life financially.  It has budgeting and expense tracking on one page side by side which I love, it has cash put-aside and personal stock management built in, and it has something called Credit Card Debt Terminator which I have not seen anywhere else which is great if one wants to get out of any credit card debt situation. </p>
<p>Hope this helps</p>
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		<title>By: J. Benton</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-43</link>
		<dc:creator>J. Benton</dc:creator>
		<pubDate>Fri, 15 Apr 2011 15:23:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-43</guid>
		<description>Well done! Here&#039;s a another cool personal budget tool - kinda like yours but not an Excel based: http://www.budget-tool.com/ I like it especially considering it&#039;s free.</description>
		<content:encoded><![CDATA[<p>Well done! Here&#8217;s a another cool personal budget tool &#8211; kinda like yours but not an Excel based: <a href="http://www.budget-tool.com/" rel="nofollow">http://www.budget-tool.com/</a> I like it especially considering it&#8217;s free.</p>
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		<title>By: Nu Boehlar</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-42</link>
		<dc:creator>Nu Boehlar</dc:creator>
		<pubDate>Fri, 18 Mar 2011 12:38:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-42</guid>
		<description>Modern series of templates ! The latest is modern and I will apply at present in my latest wordpress website without css amendment.</description>
		<content:encoded><![CDATA[<p>Modern series of templates ! The latest is modern and I will apply at present in my latest wordpress website without css amendment.</p>
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		<title>By: Dave Ramsey Budget Spreadsheets on Need Extra Cash</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-41</link>
		<dc:creator>Dave Ramsey Budget Spreadsheets on Need Extra Cash</dc:creator>
		<pubDate>Fri, 04 Mar 2011 16:03:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-41</guid>
		<description>[...] Free Budgeting Tool [...] </description>
		<content:encoded><![CDATA[<p>[...] Free Budgeting Tool [...]</p>
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	<item>
		<title>By: Cara</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-39</link>
		<dc:creator>Cara</dc:creator>
		<pubDate>Thu, 22 Jul 2010 01:13:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-39</guid>
		<description>Thanks for this tool it has been very helpful.</description>
		<content:encoded><![CDATA[<p>Thanks for this tool it has been very helpful.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Free Budgeting Tool with Business Budget</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-38</link>
		<dc:creator>Free Budgeting Tool with Business Budget</dc:creator>
		<pubDate>Thu, 08 Jul 2010 19:23:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-38</guid>
		<description>[...] a new Excel zero-based budgeting spreadsheet that&#8217;s very similar to the original spreadsheet found here that&#8217;s been very popular. The main difference is that it now sports integration with a simple [...] </description>
		<content:encoded><![CDATA[<p>[...] a new Excel zero-based budgeting spreadsheet that&#8217;s very similar to the original spreadsheet found here that&#8217;s been very popular. The main difference is that it now sports integration with a simple [...]</p>
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	<item>
		<title>By: -&#62; The Great Big List Of 75 Budgeting Tools, Finance Softwares And Iphone Money Apps &#124; Bible Money Matters</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-37</link>
		<dc:creator>-&#62; The Great Big List Of 75 Budgeting Tools, Finance Softwares And Iphone Money Apps &#124; Bible Money Matters</dc:creator>
		<pubDate>Thu, 05 Nov 2009 12:32:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-37</guid>
		<description>[...] Zero Based Budget: Spreadsheet from ratestate.com [...] </description>
		<content:encoded><![CDATA[<p>[...] Zero Based Budget: Spreadsheet from ratestate.com [...]</p>
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	<item>
		<title>By: Bill</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-36</link>
		<dc:creator>Bill</dc:creator>
		<pubDate>Sun, 20 Sep 2009 01:26:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-36</guid>
		<description>I get paid weekly and REALLY need this in a weekly format. I&#039;m in a duel income family with separate finances and we have to track this weekly. Any help?</description>
		<content:encoded><![CDATA[<p>I get paid weekly and REALLY need this in a weekly format. I&#8217;m in a duel income family with separate finances and we have to track this weekly. Any help?</p>
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	<item>
		<title>By: Flavio</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-35</link>
		<dc:creator>Flavio</dc:creator>
		<pubDate>Tue, 01 Sep 2009 21:06:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-35</guid>
		<description>For those with irregular income periods, I’ve found another great free Budgeting spreadsheet at http://pearbudget.com. Give it a try!</description>
		<content:encoded><![CDATA[<p>For those with irregular income periods, I’ve found another great free Budgeting spreadsheet at <a href="http://pearbudget.com" rel="nofollow">http://pearbudget.com</a>. Give it a try!</p>
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	<item>
		<title>By: Valerie</title>
		<link>http://www.ratestate.com/news/free-budgeting-tool/#comment-34</link>
		<dc:creator>Valerie</dc:creator>
		<pubDate>Tue, 01 Sep 2009 18:23:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestate.com/news/index.php/free-budgeting-tool/#comment-34</guid>
		<description>Does anyone know of a budget I could use if I am paid Bi-Weekly?</description>
		<content:encoded><![CDATA[<p>Does anyone know of a budget I could use if I am paid Bi-Weekly?</p>
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