Affiliate Program

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RateState.com Affiliate Program - Start earning cash today by helping others save on their mortgage.

Have a Web site? Join the RateState Affiliate Program and begin earning cash for your site! Simply add an approved link to your site advertising RateState.com

With RateState you can help your visitors tap into the best rates on home purchase loans, mortgage refinance and debt consolidation loans while earning real money for the leads your site generates. As an affiliate partner you earn money for each qualified mortgage lead completed by customers who click through from your site. It costs nothing to join and we provide all the graphics you need to get the most out of our program. The revenue earning potential is unlimited.

There is no cost to join the RateState Affiliate Program. To get started, simply complete the membership application or continue reading to find out more.

Ratestate.com is a mortgage comparison service that allows you to use the power of the internet to make lenders compete for your business. Lenders typically offer a handful of solutions to the borrower but not all have the same product or policies on fees and rates. Using Ratestate.com gives you the power to quickly and easily "interview" up to four different lenders without setting foot outside! Our simple online forms take only minutes to complete and borrowers may receive as many as four loan offers from lenders within one business day!

What is RateState?

RateState is a internet loan marketplace connecting consumers to a network of lenders who compete for their business in real-time. We empower consumers nationwide to submit qualification forms for many different types of home loans from multiple lenders - at no charge to the consumer. Among the loan types now available are mortgage, refinance, home equity and debt consolidation. After consumers complete a simple online form RateState's quality control software matches the loan request, financial profile, geographic locale and other factors with lenders in The RateState Network. Within one business day, borrowers may receive a number of loan offers through RateState's web site. To protect the consumer's personal information, RateState maintains a strict privacy policy.

What are the benefits to you and the visitors to your Web site?

The RateState Affiliate Program offers an opportunity to provide a service that is not only relevant to your content, but also adds real value to your site. By offering convenient access to home loans to consumers of all credit profiles, you make it easier for your visitors to buy products and services on your Web site.

Can anyone join the RateState Affiliate Program?

Anyone may submit a membership application. Based on the application, a site may be incorporated into the RateState Affiliate Program. However, RateState reserves the right to refuse any Web site from participating in the RateState Affiliate Program at our sole discretion. Please note: RateState will not approve applications from Web sites that publish inappropriate content, sites that promote unlawful behavior, or international sites.

What does it cost to join?

It's absolutely free to join the RateState Affiliate Program. You are also free to withdraw at any time simply by sending an email to affiliates@ratestate.com

How much will I be paid?

In consideration of the advertising of the RateState site provided by the RateState links from your Affiliate site, RateState will pay you an Advertising Fee for each unique visitor who "Clicks-Through" from a RateState Link on your Affiliate Site and submits a application form on our site that RateState transmits to at least one lender in the RateState network (only one fee will be paid for each unique loan qualification form regardless of the number of lenders to which such form is transmitted).

Payouts as of 11/1/05 are:
  • $15 for each Refinance, Home Equity, and Debt Consolidation
  • Second tier payouts! See below...

How often do members get paid?

RateState Affiliates are paid monthly. You will be given a password and have the ability to enter a password-protected site at AffiliateClicks to monitor activity reports for your Affiliate Site. AffiliateClicks will send all payment checks to our Affiliates on a regular basis chosen by AffiliateClicks. Payment to our Affiliates will only occur if there are no outstanding monetary or fraudulent activity claims by any AffiliateClicks member.

In addition RateState is offering a 2 tier system that can help you earn even more monthly income just by signing up new affiliates to the RateState network. Every successful lead generated by affiliates you bring into our network will earn you cash.

How are orders tracked and credited to my site?

All links from your site to RateState contain your site's unique Source ID so that every time a visitor comes to us via your site, we know to credit you with the click-through or completed Qualification Form. Make sure that all links on your site are created using the Link Generator tool on AffiliateClicks so that they are tracked correctly.

Can members of the RateState Affiliate Program take part in other loan partnership programs?

Yes, this agreement is not exclusive. Our program can stand alone or complement relationships you have with other online loan centers.

Sign Up Now!

Start offering a complete range of home loan products to consumers with all types of credit history. You will earn commissions on new purchase home loans, home refinance loans, debt consolidation leads and home equity loans - all from one program. RateState matches the consumers with the lenders that best fit their needs. The revenue earning potential is unlimited!

Affiliates can earn unlimited commission. There is no cap on the quantity of leads we'll pay you for that are generated from your marketing efforts.

  • Tracking Cookie: 1 year
  • Commission
    1. $15 per Refinance, Home Equity, or Debt Consolidation
  • 2nd Tier Payouts $3.00 per valid lead on refinance leads
  • Monthly Bonus Payouts
  • What's a Valid Lead?
    1. $75K minimum loan values
    2. No bogus data or false personal information
    3. Leads must be exclusive
    4. No duplicate leads


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